Colorado Attorney Services has their focus on providing each client with superior quality services. We value each client relationship by making sure that we meet their needs and expectations. Serving subpoenas and process serving is most of the work we do. The owner, James D. Roland, has ensured that his team of professionals are trained and continually updated about the laws casing what makes a serve legally valid. The team that James Roland must put together to form Colorado Attorney Services is all about providing you with exceptional service. Here is how we do it.
Colorado Attorney Services offers skip tracing to assist those in search of hard-to-reach persons. But what if you are the one that is trying not to be found? More specifically, what if debt collectors are trying to contact you? Can you just ignore their efforts without consequences? Well in short, no, you cannot. Here are a few of the consequences you can expect if you let debt collectors go to voicemail.
For starters, having delinquent debt will certainly have a negative effect on your credit score. Having a poor credit score can hold you back on future endeavors.
Debt does not just go away if ignored. In fact, the opposite happens. Principle still accrues and late fees get tacked on in addition to other penalties. Thus, resulting in a greater amount owed.
Some dedicated debt collectors will go so far as to contact family and friends of yours in order to get through to you. If you are someone who does not like to have your dirty laundry aired, you might want to think twice before avoiding collectors. You Might Become On Edge Ignoring debt collectors can significantly increase your anxiety. Dodging calls and letters constantly is a sure-fire way to make sure you’re always on edge.
And the final consequence to ignoring debt collectors is the imminent threat of being sued. If you continue to refuse to communicate with them, they are likely to file a collections lawsuit against you. Then, if you ignore the court filing, the court will award a default judgment against you. This judgment will then allow the collector to seize property of yours, garnish your wages, and access funds from your bank account.
Long story short, with modern resources it is close to impossible to avoid debt collectors entirely. To preserve your sanity, credit score, and funds, it is always best to communicate with people who are trying to reach you. If you feel like it is a mistake and you do not owe the amount being asked of you, relay that to the collector. If you worry because you do not have the funds to pay off the owed amount, they will help put you on a reasonable payment plan.
By Colorado Attorney Services 7-2-2021